Storms and the beach
Fort Island Gulf Beach, a county beach near Crystal River, closed after Hurricane Helene. The county posted a swimming advisory there in March 2026. Check the county's notices before you plan a day at the water.
The three things to check
- Flood zone. Find out which zone the exact address sits in, and ask what that means for the insurance you need.
- Elevation certificate. It shows how high the home sits. Ask whether one exists for the house you are considering.
- Insurance. Premiums vary from street to street. Ask for quotes before you make an offer.
Canals and docks
For a canal home, add the questions about canal depth at low tide and whether a fixed bridge sits between the dock and open water. These decide what boat you can keep there.
Local rules
Check the flood zone of the exact address with Citrus County Floodplain Management, which works from the FEMA flood maps ([email protected], 352-527-5310). For storm guidance, see the Citrus County Emergency Management page.
Write to Myriam with the address or the area you are considering, through the contact page.